Securing a personal loan or liquidating an ongoing fixed deposit serves distinct financial objectives, and the decision is dependent upon individual circumstances. While both options give monetary access, personal loans often emerge as a more beneficial choice due to reasons like providing flexibility and convenience across various situations. Personal loan & Fixed Deposit One notable […]
Avoid Pension Delays: What Happens If Life Certificate Is Not Submitted In November?
Life Certificate For Pensioners Last Date 2023: Pensioners must submit a Life Certificate (Jeevan Pramaan) each November to continue receiving their pension benefits. An annual document, life certificate, is required for all central government and state pensioners to ensure uninterrupted pension payments. To maintain the smooth disbursement of pension funds, all pensioners must submit it […]
WhatsApp Will Soon Show Your Profile Info Within Chats: What It Means
The Meta-owned popular instant messaging application WhatsApp is reportedly developing a feature that will display profile information within chats. This profile information will be visible even when the contact is offline, alternating with the last seen if it’s available. “Thanks to the latest WhatsApp beta for Android 2.23.25.11 update, which is available on the Google […]
Bank Holidays in December 2023: Banks To Remain Closed For 18 Days; Check Full List
Banks holiday in December 2023: Banks are going to remain closed for 18 days in the month of December. Those intending to visit the bank for urgent matters are advised to take note of the listed holidays. Nonetheless, internet banking services will remain accessible nationwide on all days. The All India Bank Employees’ Association (AIBEA) […]
How salary perks, NPS can save Rs 1 lakh in income tax
Mysuru-based testing engineer Mano Gowda earns well, but also pays a high tax because his pay structure is not very tax-friendly and he does not avail of all the deductions available to him. TaxSpanner estimates that Gowda can save nearly Rs.1 lakh in tax if his salary structure is rejigged to include tax-free perks and […]
WhatsApp Voice Chat Feature Released On iOS, Android: How To Use
The Meta-owned instant messaging application WhatsApp has officially rolled out its new voice chats feature in groups that lets users start voice calls without disturbing everyone in the group. This feature is available to everyone after updating to the latest versions of WhatsApp for iOS and Android. With this feature, the instant messaging app is […]
Home Loan Insurance: Is This Mandatory When Taking Housing Loan? Know Key Facts
When purchasing a home in India, borrowers have access to various insurance policies designed to protect against potential risks associated with homeownership. It’s crucial to understand that certain insurances, such as property insurance, may be mandatory for home loan applicants, while others, like home loan insurance, remain optional. Careful review of the loan agreement’s terms […]
Invest In PPF With Confidence: 5 Facts You Must Know About Public Provident Fund
PPF Investment: PPF, or the Public Provident Fund, is a government-supported savings and investment initiative in India. Renowned for its appealing interest rates, tax advantages, and low risk, PPF stands as one of the most favoured investment avenues in the country. Individuals, whether in their own name or acting on behalf of a minor or […]
Banks To Be Closed For Upto 6 Days During Diwali, Other Regional Festivals; Check State-Wise Bank Holiday, Long Weekend List
New Delhi: Since the festivities are around the corners, banks in several states will be closed during the coming week. Additionally, Second Saturday and Sunday falling this week, some states will have a long weekend holiday too. Upto 6 Days Bank Holiday –Long Weekends Combined with regional festivities and weekend, banks will remain closed for […]
Instagram’s New Feature Lets You Leave People On ‘Seen’ Without Them Knowing
Instagram has slowly been building its DM features, and at this point in time, the messaging experience you get on the platform is quite feature-rich and comprehensive. But at the end of the day, it still lacks several features, such as being able to turn on read receipts, which other dedicated messaging apps, such as […]