Traffic police department has the right to issue a challan to any driver who overrules the traffic guidelines. Usually, e-challans are issued on traffic violations like jumping red lights, driving an unauthorised vehicle, driving without a driving license, over-speeding, drunk driving, etc. Further, with everything moving on digital platforms, e-challans have now come into being. […]
How-to Check Credit Score on your Whatsapp
This is the first time a credit agency Experian India in India has made such a service available via messaging. A quick, safe, and practical way to acquire credit reports is provided by this new project. Customers can use this to track abnormalities, rapidly spot fraud, and rebuild their credit scores. Users have more control […]
Know Simple Steps to Check Your Electricity Bill Online
Post technology has taken its way to every needs in one’s life has now made easy paying your electricity bills online very simple and convenient process. All you have to do is find out your customer ID number and bill amount from your latest electricity bill, visit mobile applications or websites like Paytm, enter the […]
Ration Card New Rule – Mobile OTP to be Mandatory to get Rations
To prevent fraud in ration card, the government is making the process of ration card application completely safe. Now OTP will be sent to the mobile number linked with Aadhaar at the time of application of ration card from CSC (Jan Seva Kendra). This will identify the genuine and fake applicants by OTP verification. Not […]
ITR filing: Five income tax refund rules you should know
ITR refund: Due date for income tax return (ITR) filing is 31st July 2023. Who is entitled to get a refund, what are the taxation rules of ITR? And how to claim your refund? In this article, I wish to discuss various aspects of income tax refund under the Income Tax Act. 1)When you are […]
How this new debit, credit card rule will benefit bank customers — explained
In a pioneering move, The Reserve Bank of India (RBI) has introduced a draft rule that empowers debit, credit, and prepaid card users to select their preferred card network, marking a potentially groundbreaking development worldwide. This rule challenges the existing practice where card network options are predetermined by agreements between issuers and networks RBI draft […]
HDFC Bank extends special fixed deposit (FD) scheme for senior citizens. Interest rate, other details here
HDFC Bank special FD for senior citizens: HDFC Bank has yet again extended the special fixed deposit (FD) scheme for senior citizens offering higher interest rates. HDFC Bank’s special FD for senior citizens. Senior Citizen Care FD, was launched in May 2020 amid the covid pandemic. The last date to invest in the Senior Citizen […]
Huge credit card bill or loan? This strategy will help you to quickly clear debt
1.The debt avalanche strategy for repaying debt involves paying off loans with highest interest rates first. 2.One must make minimum payments for all debts to protect the credit score, but any extra money should be routed to the loan with the highest rate. 3.Once your debt with the highest interest is paid, move to the […]
Use your salary perks and NPS to reduce tax by 52%
Chennai-based automobile engineer Prashanth Maruthur does not pay very high tax, but he can easily reduce it by half. TaxSpanner estimates that Maruthur can reduce his tax by almost 52% if his company offers some tax-free perks, if he opts for certain benefits in his pay, and invests in the NPS. As a first step, […]
ChatGPT faces first-ever monthly traffic decline shows shift in user preferences: Report
ChatGPT, the highly popular AI chatbot introduced in November, experienced a decline in its website’s monthly traffic and unique visitors for the first time in June, as reported by Similarweb, an analytics firm. Globally, the desktop and mobile traffic to the ChatGPT website witnessed a decrease of 9.7 per cent in June compared to May, […]